The Higher Education Loans Board (HELB) has invited Kenya Medical Training College (KMTC) students to apply for funding under a new student financing scheme developed in partnership with the college.
In a notice on Thursday, June 19, HELB noted that the KMTC Students Financing Scheme is designed to provide financial support to students pursuing certificate and diploma courses in medical fields.
“The Kenya Medical Training College (KMTC) has partnered with The Higher Education Loans Board to set up the KMTC Students Financing Scheme to offer financing to students pursuing medical courses at KMTC,” the statement from HELB reads in part.
Eligible students pursuing certificates and diploma courses at KMTC can apply online through the Higher Education Financing (HEF) Student Portal at www.hef.co.ke.
Applicants are required to register and create an account using a mobile number registered under their name and their national ID number.
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The application process involves several steps; first, students must register by inputting their National ID number, a valid email address, and a password before clicking register.
After creating an account, they should verify it through the activation link sent to their email inbox or spam folder.
Once logged into the portal, applicants should complete their profile under the 'My Profile' section by filling in personal information, residence, education, institution, and parents' details.
All required documents should be uploaded at this stage.
To apply for funding, students must navigate to the HELB menu and select the KMTC Student Financing Scheme under the Loan Application tab.
They must review and consent to personal data collection as outlined in the consent form and accept the loan terms and conditions.
Guarantor details must also be provided.

Once all required information is filled in, applicants can submit the completed form.
According to HELB, the process is entirely paperless, meaning there is no need to print or submit a physical copy.
A PDF version of the application will be emailed to the applicant, who can also track the status of the application through the HELB student portal.
Students are reminded to read and complete the HEF Financial Literacy Programme before submitting their application.
For those applying for their second or subsequent student loans, HELB advises the use of the HELB Mobile App available on the Google Play Store or the USSD code *642#.
Applicants must ensure they are using the upgraded version of the app and that the mobile number used is registered in their name.
The process begins with registering using a phone number to receive a One Time PIN for login.
After reading and accepting the license agreement, applicants must input their first name, ID number, and a valid email address.
They then click on the loans tab, choose Certificate/Diploma, and select the KMTC subsequent loan option.
Applicants must read the process tutorial and the financial literacy guide, then click ‘get started’ to proceed.
They will verify ownership of the phone number using their mobile number and national ID, agree to the loan terms and conditions, and answer financial literacy questions.
After viewing the results, they click proceed and then request the loan to verify the loan details.
Upon clicking submit, a confirmation pop-up will appear, and the loan serial number will be displayed.
Notifications on loan awards and disbursements will follow later.
“A confirmation SMS with a loan application serial number is the evidence that you have applied. Kindly save the SMS for future reference,” HELB advised.
Both first-time and subsequent loan applications must be submitted no later than June 24, 2025.